Guides for running and growing your business
Each guide shows you exactly what to do, step by step, with worked naira examples. Read one today, and use it before you close.
- Do I pay tax on my small business in Nigeria? The 2026 rules in plain wordsUnder ₦50 million in sales: no company tax and no VAT. You still file.
- Why is my business not making profit? Where your money is goingSales but no money? Six places it goes, and how to find them.
- How to keep simple business records in 10 minutes a dayOne book, four columns, and a 10-minute close every evening.
- How to calculate the profit of your business, with a free calculatorSales, minus what the goods cost you, minus your running costs.
- POS business in Nigeria: how to record each day and know your real profitOnly the charges are yours. Count your float twice a day.
- How to get more customers without paying for adsStart with the customers you already have. They cost nothing to find.
- How to raise your prices without losing your customersSmall, early and explained, with the sums for the new price.
- How to collect money customers owe you without losing themAgree the date first, take part now, and remind on the day.
- How to price your product so you are not working for freeCount every cost, your time included, then add profit on top.
- How to keep your business money and personal money apartA second account, a fixed weekly pay, and a rule for cash.
- How to track your stock so you know when to restockCount your top items weekly and set a level for each one.
- How to take customer orders with depositsWrite every detail, and never start without a deposit.
- What a lender wants to see before giving your business a loanSix months of records, the right papers, and a repayment you can afford.
Clara can do all of this for you
Tell Clara what happened, the way you would tell a friend, and she keeps your records, your profit, your debts, your stock and your orders.
When is my tax due?
ClaraYour yearly return is due by 31 March, even if no tax is due. Late filing: ₦100,000, then ₦50,000 a month.